As long as your auto policy meets requirements, all you have to do is call your insurance company and let them handle it.īut what if you don't have auto insurance or your insurer doesn't offer SR-22 filing? If that's the case, you'll need to buy a new policy. See note1 How do I get an SR-22?įiling an SR-22 is simple. If you're not sure, contact your state's driver's license authority. Your state, a judge or the court system will notify you if you're required to file an SR-22. In any of these cases, you may be required to provide an SR-22 before you can have your driving privileges reinstated or be issued a new license. Serious moving violations like reckless driving.Usually, this form is necessary because the state has determined a driver to be high risk. Not all drivers are required to file an SR-22. Why would I need an SR-22?Īn SR-22 assures the state that a driver has sufficient insurance coverage. It's just a form filed with the state that's connected with your auto policy. Sometimes you'll even hear it called "SR-22 insurance," but that isn't quite right. Statement or Certificate of Financial Responsibility.You may also hear the SR-22 referred to as a: It certifies that you meet the state's minimum requirements for liability coverage, the SR in the name is an abbreviation of "safe and responsible." What is an SR-22?Īn SR-22 is a special form that your auto insurance company sends to your state's motor vehicle department. If you find yourself on the other side of a good driving record, you may need to assure your state that you'll be safe and responsible behind the wheel before your license will be renewed or reinstated.
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